Flood damage

[VetteVet]

Hi all,

I know that i've been MIA for a while (been very busy with work and racing), but I need some advice from the brotherhood.

Has anyone had a car totalled during the process of restoration?

My 1991 ZR-1 suffered flood damage during Hurricane Isaac and is being totalled by my insurance company.

It's very frustrating, because the interior, suspension and driveline were all done and paint was in progress.

The car took saltwater and diesel fuel in the interior and because of that fact, the insurance company is totalling it. I agree with their decision, but am not happy with the fact that they are demanding all of the parts, even the aftermarket and performance parts that I paid good money for. Even the porting of the plenum, IH's and heads is going to be lost because
they want the engine.

Can anyone provide any advice or suggestions?

Thanks,
Jep

[Kevin]

see if you can buy it back or swap out the parts with stock ones...or whatever you have laying around

[VetteVet]

Kevin,

That was quick!

Unfortunately, Louisiana just passed a law making it illegal for an insurance company to sell back to the owner. I don't have many of the original parts (disposed of them) and I certainly don't have a junk LT5 laying around.

I'm really freaking right about now!!

Jep

[USAFPILOT]

set it on fire then...they are just going to make money off of your loss.

[USAFPILOT]

just tell them the engine was already sold.

[USAFPILOT]

i bet those wheels could disappear pretty easy if you leave the car outside.

[Kevin]

Originally Posted by VetteVet

Kevin,

That was quick!

Unfortunately, Louisiana just passed a law making it illegal for an insurance company to sell back to the owner. I don't have many of the original parts (disposed of them) and I certainly don't have a junk LT5 laying around.

I'm really freaking right about now!!

Jep

you don't have any friends you could hand the insurance check to and have them buy it then transfer the title back to you?

[VetteVet]

Originally Posted by Kevin

you don't have any friends you could hand the insurance check to and have them buy it then transfer the title back to you?

Kevin,

Thanks again. From talking to people in the business, it seems like the car might take a year or two to make it through the system before it comes up for auction. Who knows how many parts will disappear and how much damage it will suffer while being moved around. And then it will still have a salvage or flood damage title. I'm not interested in keeping the car or getting it back. My main concern is that I will be forced to give up a lot of the good parts that I've accumulated over the years. I'm already resigned to the fact that I will have to find another car. I just hate the thought of "two steps forward, one step back". Sorry that I didn't make that clear enough.

By the way, the insurance company called me earlier today to verify the VIN. They said that they are "having trouble decoding it" in order to determine the value of the car. I'm already having bad feelings about this.

Thanks,
Jep

[LGAFF]

Can call me, I work in ins.....let me know. You really do not want a salt water flood car back.....anything that rotates and wiring is toast. Sorry to hear about the car.

[Kevin]

do you have another v8 sitting around? Now I'm not telling you to pull the LT5 and swap in an l98....but I sure am thinking it quite loudly