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11-02-2014
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#1 |
 
Join Date: Mar 2014
Location: Warrington PA
Posts: 1,913
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Insurance Questions????
Right now I have the ZR-1 and the 74 insured with American Modern Insurance. I was reviewing my policy, as it is up for renewal this month. Although the premium is reasonable for the coverage that I have, there are quite a few restrictions on this policy as I would imagine on other policies as well.
My first question is, have anyone found or has a policy that allows more "fun" with the vehicle to participate in certain events, other than just driving and car shows? And does your policy allow for you to take a trip overnight, or many nights and not be present with the vehivle 100% of the time, as in parking in the hotel lot, or such? Thanks for any info, as I may change companies to allow for more "freedom" with my vehicles.
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Tom 1994 ZR-1 #009 "captured test fleet car" 1974 LS4 454 Vert 1982 L83 CFI...now a retired "dd"....Sold WAZOO Member |
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11-02-2014
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#2 |
 Join Date: Apr 2004
Location: ATL. GA.
Posts: 2,170
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Re: Insurance Questions????
Have Hanover for homes, land & cars no restrictions of any kind on any of my cars.
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Steve 1990 Steel Blue/Black #2355 1990 Red/Red #1473 1991 Quasar /Black #118 Sold 1991 Turquoise/Black #766 Parted Out 1993 Yellow/White #179 Sold 1990 Black/Gray #1361 Headers/4:10s Sold |
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11-02-2014
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#3 |
 
Join Date: Jun 2005
Location: pittsburgh
Posts: 4,633
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Re: Insurance Questions????
I'm with the NCM and while I have millage restrictions and can't drive my zr-1 to work, I can with my mustang, I asked them about a road trip to canada/carlise and they had no issues with it other then worrying about my going over millage.
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It's not the car, it's the people - Doug Johnson 90 r/r "KEYS ON" nick named "T.L.B" |
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11-02-2014
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#4 |
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Join Date: May 2011
Location: Sydney, Australia
Posts: 2,479
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Re: Insurance Questions????
My first question is, have anyone found or has a policy that allows more "fun" with the vehicle to participate in certain events, other than just driving and car shows?
I have the NCM as well, the restrictions are what you choose.For instance my Aerobody has 3k miles a year while my Ruby has 6K, The 03 Pacecar has 6K and can used to go back an forth to work once a week. And does your policy allow for you to take a trip overnight, or many nights and not be present with the vehivle 100% of the time, as in parking in the hotel lot, or such? Pretty much most insurance companies dont want you to use your collector car to go to the mall or a grocery store, In other words everyday use. Thanks for any info, as I may change companies to allow for more "freedom" with my vehicles. Call Adam or Bobbie Jo at the NCM, You will be happy __________________
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Robert J. DeMarco [SIGPIC][/SIGPIC] [COLOR=blue]G[/COLOR][COLOR=red]rand[/COLOR] [COLOR=blue]S[/COLOR][COLOR=red]port[/COLOR] Registry Lifetime Member NCM Lifetime Member #2655 Pacecar Registry Member [COLOR=red]ZOOM Charter Member - ZR-1 Owners of Michigan[/COLOR] [COLOR=plum][I]ZR-1[/I] Registry member since 2012 [/COLOR] [COLOR=black]1990 LPE "368" Aerobody ZR-1, Last ZR-1 built by John[/COLOR] 1991 Callaway Aerobody ZR-1, DRM 500 1991 Shinoda Aerobody Spyder, 1998 Pace Car |
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11-02-2014
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#5 |
 
Join Date: Jan 2010
Location: Mystic CT
Posts: 2,623
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Re: Insurance Questions????
Check with Adam Boca at the NCM. I'm very happy with my insurance thru them.
Lots of options. They know what a ZR-1 is, a big plus! |
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11-02-2014
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#6 |
 
Join Date: Sep 2013
Location: Charlotte NC
Posts: 655
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Re: Insurance Questions????
Grundy 17 cars insured with no restrictions to overnights as long as its a carshow.
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11-02-2014
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#7 |
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Join Date: Mar 2014
Location: Warrington PA
Posts: 1,913
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Re: Insurance Questions????
Thanks for the replies.....if I go with State Farm that I have the 82 and our other car with, then can use anytime or anywhere. With American Modern, mileage is limited right now to 1000 miles on the 74 and 4000 miles on the ZR-1, so cost is low, compared to State Farm. Will check out NCM and others, main concern is if we go away overnight or a weekend, want to be able to stay at a place overnight and still have coverage.
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Tom 1994 ZR-1 #009 "captured test fleet car" 1974 LS4 454 Vert 1982 L83 CFI...now a retired "dd"....Sold WAZOO Member |
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11-02-2014
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#8 | |
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Join Date: May 2011
Location: Sydney, Australia
Posts: 2,479
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Re: Insurance Questions????
Quote:
"They wont give you an agreed value"
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Robert J. DeMarco [SIGPIC][/SIGPIC] [COLOR=blue]G[/COLOR][COLOR=red]rand[/COLOR] [COLOR=blue]S[/COLOR][COLOR=red]port[/COLOR] Registry Lifetime Member NCM Lifetime Member #2655 Pacecar Registry Member [COLOR=red]ZOOM Charter Member - ZR-1 Owners of Michigan[/COLOR] [COLOR=plum][I]ZR-1[/I] Registry member since 2012 [/COLOR] [COLOR=black]1990 LPE "368" Aerobody ZR-1, Last ZR-1 built by John[/COLOR] 1991 Callaway Aerobody ZR-1, DRM 500 1991 Shinoda Aerobody Spyder, 1998 Pace Car |
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11-02-2014
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#9 |
Join Date: Sep 2012
Location: Westminster, Md.
Posts: 436
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Re: Insurance Questions????
I switched all my cars last week to NCM and was able to save about $1800.00 a year. Thanks to Doug for informing me about them.
Nelson007
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WAZOO MEMBER 1993 #124 Ruby 1994 #??? Red/Black 1995 #061 Black/Red 2012 ZR1 Preproduction |
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11-02-2014
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#10 |
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Join Date: Jun 2005
Location: pittsburgh
Posts: 4,633
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Re: Insurance Questions????
if you're a member of the ncm you can save ~10% on your insurance with them. The registry also has ~25% off at the NCM if you aren't a member. A single membership is less the $40
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It's not the car, it's the people - Doug Johnson 90 r/r "KEYS ON" nick named "T.L.B" |
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