Insurance Questions????

[Roadster]

Ok, really very confused right now......as maybe I was missing something, in that American Modern Insurance is the underwriter for the NCM!!!
So it appears that I can't use the ZR-1 for anything other than a pleasure ride and for car and show events....period......
No overnight stays, no vacation trips, store trips are a no-no....according to my agent who is up in CT,

Just spoke to Adam @ NCM, great guy tells me I have a little more flexability than what my agent said. But no more than one overnight stay for pleasure trip, unless car related such as Carlisle, Bowling Green, etc., etc. No errands, stores, etc.

So my other alternative is to just get full coverage from State Farm and be done with it, as there would be no restrictions, could use anytime, anywhere, day, night, overnight, vacations, errands, etc., etc.......
Of course I could only enforce the State Farm policy 6 or maybe 9 months a year and let it sit in the garage for the winter, as I wouldn't be driving it anyway. Alot to think about, and this thread did just that.
Again, thanking everyone for their replies...............