A bad omen or what,needs some advice guys.

[tf95ZR1]

Originally Posted by dredgeguy

I have State Farm on the Z as well as my house, all 3 other cars and an umbrella policy. Price is not bad on the Z, about $600/year. My concern is they will not let me know the value they will pay if anything happens to it.
Will others give you a value and if so, what is the best way to determine it? Thanks and Happy New Year to all.

Same thing happened to me. I have Mercury Ins here in Calif. They won't give me a value: they said if a claim occurred, one of their insurance adjusters would examine the car, get comps, and come up with a number.
That makes me nervous, so on my to-do list is to find a fixed value company.
Any experiences in Calif?

[Fully Vetted]

Yeah, that would not be good in this era of undervalued ZR-1's.

[Z51JEFF]

Originally Posted by jimmy b.

I went with Collector Car Insurance, Leo, IN. Give Sandy Charvant a call, she's real nice and she'll answer all your questions. Prices were cheaper than most. Was covered in just a couple days too. Also has flexible payments. Sandy has been doing collector car insurance almost 20 yrs now.

Sandy Charvant Agent
260-627-3355
800-787-7637
sandy@collectorcarins.com

Tell her Jimmy and Donna from New Jersey said hi...jim

Called Sandy today and my policy is in the works,THANK YOU JIMMY B!For my Z and my 1963 Nova Convertible the policy is $505 with agreed value $40,000 on the Z and $10,000 on my Nova.A note to you guys that cant get a commited value from your INS company,your going to get screwed in the event of a total loss.You NEVER go with stated value,if they say your cars worth $8000,thats what your going to get.If your in a position to shop for a better policy you need to do it now.On a side note J.C. Taylor would only go $30,000 max on agreed value.Thanks again Jimmy B.

[A1990]

Originally Posted by Z51JEFF

Called Sandy today and my policy is in the works,THANK YOU JIMMY B!For my Z and my 1963 Nova Convertible the policy is $505 with agreed value $40,000 on the Z and $10,000 on my Nova.A note to you guys that cant get a commited value from your INS company,your going to get screwed in the event of a total loss.You NEVER go with stated value,if they say your cars worth $8000,thats what your going to get.If your in a position to shop for a better policy you need to do it now.On a side note J.C. Taylor would only go $30,000 max on agreed value.Thanks again Jimmy B.

Do they require appraisal for $40K coverage?

[Z51JEFF]

Originally Posted by A1990

Do they require appraisal for $40K coverage?

All Ive ever been asked was for pictures and that was from the 3 collector policies Ive had experience with.As stated,J.C. Taylor would only go $30,000 so I passed.

[Fully Vetted]

Yeah, I was ok with that given what I paid for the car. As I do upgrades and improvements I'll want to change but $30k is ok for now.

[jimmy b.]

Originally Posted by Z51JEFF

Called Sandy today and my policy is in the works,THANK YOU JIMMY B!For my Z and my 1963 Nova Convertible the policy is $505 with agreed value $40,000 on the Z and $10,000 on my Nova.A note to you guys that cant get a commited value from your INS company,your going to get screwed in the event of a total loss.You NEVER go with stated value,if they say your cars worth $8000,thats what your going to get.If your in a position to shop for a better policy you need to do it now.On a side note J.C. Taylor would only go $30,000 max on agreed value.Thanks again Jimmy B.

Your Welcome, I hope everything works out well...jimmy