Bumper cover experts, Help! - Page 11 - ZR-1 Net Registry Forums

LGAFF · 11-28-2011

Tell them to pay you for the bumper or proper repair of the current bumper....or you will file a DOI complaint. Other option is to call the State and see if they will help New York has a pretty tough DOI and anyone writing an estimate needs a state lic.

rhipsher · 11-28-2011

Quote:

Originally Posted by tomtom72

Hey Rick I see that the lady's company low balled the estimate also! GEICO wrote mine for about $1200.00 or there abouts, I haven't looked at the sheet. I argued with the adjustor about there is no one that wil;l work on a vette for $45.00 an hour!

The adjustor didn't see my humor needless to say. Maybe I will call my own agent and see what can be done. I just didn't feel like it during the season. Last run is this weekend, maybe next week I'll call my agent and take her to lunch and see what can be done. Yea, she's single and around my age!

BTW, your paint looks 10/10! Rock on Dude!

Tom

Tom im real sorry your having to go through this. Nobody should have to. It should be cut and dry.
Yea when I pulled up to Coreys in Oct I showed corey the repair and his eyes popped out of his head. He couldn't believe how good it looked and how perfect the color match was. Im very color blind so I had to rely on other people to tell me how the color match came out.
Tom id seriously look for a body shop that specializes in vette/fiberglass body work. There has to be somebody there. I mean come on! Its New York the center of the universe. And if your insurance lady is cute Id definitely take her out to lunch. Who knows what could happen man. Hell yea buddy. She might be able to take your mind off it for a while if you know what im saying. Lol!

Ccmano · 11-29-2011

Quote:

Originally Posted by LGAFF

Tell them to pay you for the bumper or proper repair of the current bumper....or you will file a DOI complaint. Other option is to call the State and see if they will help New York has a pretty tough DOI and anyone writing an estimate needs a state lic.

Tom,

Take Lee's advice, he knows what he's talking about... he's knows the insurance biz... he's part of it.

Good luck... sounds like you'll need it.

Hans

tomtom72 · 11-29-2011

Okay, first I have to say thank you to all my Brothers here. You guys are the best!

Lee, you have put up with my stupidity and have been very patient with me. Thank you very much. I'm going to make an appointment with my agent and see what she tells me. I'll keep your advice to myself until she finishes her answer. Yea, I've come to that point! That's mostly why I did the work at "Tom's C4 Auto-Restoration Shop"

I'm quite a simple guy, simpleton more like it! If I did wrong to some one I make it right. I know the world don't work that way and I'm dumb!

Next, I will start another serious search for a local shop that I would trust. I know where there are shops, but most are quite far from me...mostly out by Frank on Long Island, and I know one in CT that did Lou's car.

You guys make it soooo worth it to own one of these cars....not for the car, but for the people!

Tom

pantera1683 · 11-29-2011

Quote:

Originally Posted by tomtom72

No, song remains the same.

Them: "our data base says that a rear cover for a ZR-1 is $918.00 and there is a supply."

Me: "If I give you my credit card info will you have 10 shipped to my house?"

Them: "Sir, I see no reason to be sarcastic. The data base clearly shows a distinction between the two cars."

Where is the icon for the guy shooting himself in the head?

I'm tired of asking them to call any chevy dealer and find out the straight info right from the source. I think I will deposit the check and call it good. I hardly get down about it any longer because even I have to look closely to see the cracks. I think it's just a lesson well learned for my next life, don't buy any corvette ZR-1's...NOT!

Do NOT under any circumstance cash or deposit that insurance check...and do NOT sign any documents!!! You are getting shafted and should file a claim in small claims court.

VetteMed · 11-29-2011

Quote:

Originally Posted by pantera1683

Do NOT under any circumstance cash or deposit that insurance check...and do NOT sign any documents!!! You are getting shafted and should file a claim in small claims court.

Agreed, you're getting dicked around, why settle?

pantera1683 · 11-29-2011

Dude, you do not have to settle for the insurance company's scraps. Their client hit you and now they are shafting you because their bean counters know that most people will just cave. You are entitled to be made WHOLE, basically put in the position in which you were before the accident. You need to prove to the judge how much it will cost to get your damage fixed or real world estimates on how much it's going to cost to get fixed. More than likely Geico will give you what you're asking before you even get to court. Remember those bean counters...preparing cases for trial is expensive even for small claims cases.

Good luck!!!

LGAFF · 11-29-2011

Acceptance of a check is generally not a waiver or release in fact most states make it illegal to place such language on a check

pantera1683 · 11-29-2011

Quote:

Originally Posted by LGAFF

Acceptance of a check is generally not a waiver or release in fact most states make it illegal to place such language on a check

That's why I said don't sign anything; those documents usually accompany the check. The check is just a negotiable instrument and the form of payment the insurance company gives you in a settlement. No settlement no check. When you cash/deposit the check and/or sign settlement papers you are generally precluded from any further remedy.

Oh yeah and accepting a check means nothing...it's signing the check that's the problem.

I guess the point I'm trying to make is if you deposit that check you usually can't go looking for more money.

jrd1990zr1 · 11-29-2011

Tom,

You are getting s_r_w_d without even a kiss.

On October 12, 2008 my charcoal Z was hit by a mini-van with a women driver and 2 women passengers. All were yaking away and did not see the red light I was stopped at.

I called the police and left the car in the road at the light until the police got there. I notified my insurance and instructed them to NOT pay for any damage. I contacted the other insurance co and told them their insured hit me and I expected them to pay the entire claim. After going back and forth about the insurance of the driver and the owner of the van they agreed to pay.

I met with the adjuster at the bodyshop and after arguing for 2 hours the adjuster instructed the bodyshop to repair the bumper over my objection. They paid the bodyshop $825 to repair and repaint and reinstall the bumper. I wrote a certified letter to the adjuster stating the repair was not acceptable.

I wrote a second certified letter to the adjuster's boss and demanded 23 days of payment for lack of use and $5000 in diminished value for the loss of value to my classic ZR1. I gave them 30 days to mail a check or I was going to file a complaint with the NYS Insurance Department.

I immediately got a call and within a week had two adjusters at my house to view the car. I documented the car was a ZR1 and why a repair of the bumper diminished the value of the car. After about a month or so I got a check for the removal and replacement of the repaired bumper with an OEM bumper. Bumper cost alone was $2774.00.

Bottom line be persistent and don't settle until they pay you for ALL of your damage.

Let me know if I can help you out on this.

John

11-28-2011	#101
LGAFF Join Date: Mar 2007 Location: Crystal Lake, IL Posts: 7,194	Re: Bumper cover experts, Help! Tell them to pay you for the bumper or proper repair of the current bumper....or you will file a DOI complaint. Other option is to call the State and see if they will help New York has a pretty tough DOI and anyone writing an estimate needs a state lic. __________________ LGAFF 90 #966-150K miles-sold 92 #234-sold 1987 Callaway TT #17 1991 ZR-1 #1359

11-29-2011	#104
tomtom72 Join Date: Dec 2004 Location: Jacksonville, FL USA Posts: 4,645	Re: Bumper cover experts, Help! Okay, first I have to say thank you to all my Brothers here. You guys are the best! Lee, you have put up with my stupidity and have been very patient with me. Thank you very much. I'm going to make an appointment with my agent and see what she tells me. I'll keep your advice to myself until she finishes her answer. Yea, I've come to that point! That's mostly why I did the work at "Tom's C4 Auto-Restoration Shop" I'm quite a simple guy, simpleton more like it! If I did wrong to some one I make it right. I know the world don't work that way and I'm dumb! Next, I will start another serious search for a local shop that I would trust. I know where there are shops, but most are quite far from me...mostly out by Frank on Long Island, and I know one in CT that did Lou's car. You guys make it soooo worth it to own one of these cars....not for the car, but for the people! Tom __________________ 1990 ZR-1, Black/grey, #2233, stock. ZR-1 Net Reg Founding Member #316 & NCM member

11-29-2011	#107
pantera1683 Join Date: Mar 2010 Location: Fort Worth, TX Posts: 396	Re: Bumper cover experts, Help! Dude, you do not have to settle for the insurance company's scraps. Their client hit you and now they are shafting you because their bean counters know that most people will just cave. You are entitled to be made WHOLE, basically put in the position in which you were before the accident. You need to prove to the judge how much it will cost to get your damage fixed or real world estimates on how much it's going to cost to get fixed. More than likely Geico will give you what you're asking before you even get to court. Remember those bean counters...preparing cases for trial is expensive even for small claims cases. Good luck!!!

11-29-2011	#108
LGAFF Join Date: Mar 2007 Location: Crystal Lake, IL Posts: 7,194	Re: Bumper cover experts, Help! Acceptance of a check is generally not a waiver or release in fact most states make it illegal to place such language on a check __________________ LGAFF 90 #966-150K miles-sold 92 #234-sold 1987 Callaway TT #17 1991 ZR-1 #1359

11-29-2011	#110
jrd1990zr1 Join Date: Dec 2005 Location: Delanson, NY Posts: 916	Re: Bumper cover experts, Help! Tom, You are getting s_r_w_d without even a kiss. On October 12, 2008 my charcoal Z was hit by a mini-van with a women driver and 2 women passengers. All were yaking away and did not see the red light I was stopped at. I called the police and left the car in the road at the light until the police got there. I notified my insurance and instructed them to NOT pay for any damage. I contacted the other insurance co and told them their insured hit me and I expected them to pay the entire claim. After going back and forth about the insurance of the driver and the owner of the van they agreed to pay. I met with the adjuster at the bodyshop and after arguing for 2 hours the adjuster instructed the bodyshop to repair the bumper over my objection. They paid the bodyshop $825 to repair and repaint and reinstall the bumper. I wrote a certified letter to the adjuster stating the repair was not acceptable. I wrote a second certified letter to the adjuster's boss and demanded 23 days of payment for lack of use and $5000 in diminished value for the loss of value to my classic ZR1. I gave them 30 days to mail a check or I was going to file a complaint with the NYS Insurance Department. I immediately got a call and within a week had two adjusters at my house to view the car. I documented the car was a ZR1 and why a repair of the bumper diminished the value of the car. After about a month or so I got a check for the removal and replacement of the repaired bumper with an OEM bumper. Bumper cost alone was $2774.00. Bottom line be persistent and don't settle until they pay you for ALL of your damage. Let me know if I can help you out on this. John __________________ 1968 convertible Lemans Blue, 1986 coupe Medium Blue NCRS Top Flight (sold), 1990 ZR1 #2529 Red NCRS Regional and National Top Flight (sold), 1990 ZR1 #2124 Charcoal Metallic NCRS Top Flight 2010 & 2018, 2003 Anniversary Red Convertible (sold)