Newbie to ZR1, need insurance info - ZR-1 Net Registry Forums

tccrab · 10-19-2004

Howdy!

Am in the process of buying a '90 ZR1.
While researching ZR1s, I saw a posting somewhere in a ZR1 forum (maybe here, maybe elsewhere, dont' remember) about how to cheat cheaper insurance.
If anyone remembers this thread, I'd appreciate a link.
Allstate quoted me $2200 a year, seems a little excessive for a 45 year old male, no tickets, one accident (which drops off in April). It won't be a daily driver, just warm sunny Sundays and car shows. ;-)
About my new toy, she's Red with Beige interior, 3500 all original, unmolested miles.

Any hints, tips, info appreciated.

TomC

bans25 · 10-19-2004

I pay $750 full coverage for a year, no restrictions for my 90 w/30K miles
I am 30, no tickets or accidents...

$2200!!!?? :shock:

You could try State Farm, I think they have a restricted plan (can't drive to work, and only 3K miles max a year)

Z Factor · 10-20-2004

Hello Tom, and welcome to the forum.

Collector car insurance is the way to go for a ZR-1 in that condition. As Bans said, there may be a few restrictions, but the price is right.

Good luck, and keep us posted.

tccrab · 10-21-2004

Thanks for the tips.

I'll keep you updated as I learn more.

TomC

Bill · 10-23-2004

Tom
You might try this link

http://forums.corvetteforum.com/showthread.php?t=871786

hope your not in California! :evil: State Farm told me no collector insurance because of state law (not old enough)

good luck

Bill

Z Factor · 11-04-2004

So Tom, what policy did you wind up getting?

WB9MCW · 11-14-2004

try these guys for me it is $454/year pleasure use only...no work school or shopping thats it though!!!! i am 46 and just renewed last week!!!
http://www.classicautoquote.com/

Cdn ZR1 Mike · 11-23-2004

Not to high jack a thread (sorry) but I am also brand new. I was quoted $2100 a year and am 35 with only one ticket and no points lost. Has anyone heard of anything in Canada? The car is a sunday cruiser since I am not allowed to drive it to work since I work for a competing manufacturer.

WB9MCW · 11-25-2004

not sure if they will cover canada...maybe they have a sister co. 4 canada!!! i'm half a canuck myself my mother was from calgary!!! :!: :!: :!: :evil: :evil: :evil: ps do u work at a ford dealership??? why can u not drive what ever u would like to work?? do they supply u with a free demo?? seems a bit lopsided at the least :!: :!: :!:

Cdn ZR1 Mike · 11-26-2004

I work for Nissan Canada and yeah I get free demo's, Gas, Insurance etc so it wouldn't be overly appreciated for me to show up in a ZR1 on a daily basis LOL.

I may be able to get insurance from Lant insurance which does specialty insurance but it has to be a minimum of 15 years to qualify so technically I would expect that 1990 should meet the 15 age minimum requirement. If so it should save me approximately $1200 a year at least I would think. Problem is you are really restricted on the use of the vehicle.

10-19-2004	#1
tccrab Join Date: Oct 2004 Location: Folsom CA Posts: 1,655	Newbie to ZR1, need insurance info Howdy! Am in the process of buying a '90 ZR1. While researching ZR1s, I saw a posting somewhere in a ZR1 forum (maybe here, maybe elsewhere, dont' remember) about how to cheat cheaper insurance. If anyone remembers this thread, I'd appreciate a link. Allstate quoted me $2200 a year, seems a little excessive for a 45 year old male, no tickets, one accident (which drops off in April). It won't be a daily driver, just warm sunny Sundays and car shows. ;-) About my new toy, she's Red with Beige interior, 3500 all original, unmolested miles. Any hints, tips, info appreciated. TomC

10-19-2004	#2
bans25 Join Date: Dec 2003 Location: Dover Posts: 55	I pay $750 full coverage for a year, no restrictions for my 90 w/30K miles I am 30, no tickets or accidents... $2200!!!?? :shock: You could try State Farm, I think they have a restricted plan (can't drive to work, and only 3K miles max a year) __________________ Dover, NH

10-23-2004	#5
Bill Join Date: Mar 2004 Location: Sacramento, CA. Posts: 141	Tom You might try this link http://forums.corvetteforum.com/showthread.php?t=871786 hope your not in California! :evil: State Farm told me no collector insurance because of state law (not old enough) good luck Bill __________________ [img]http://home.comcast.net/%7Ebsoomann/srsig.jpg[/img]

11-14-2004	#7
WB9MCW Join Date: Dec 2003 Location: McHenry, Il. Posts: 6,607	try these guys for me it is $454/year pleasure use only...no work school or shopping thats it though!!!! i am 46 and just renewed last week!!! http://www.classicautoquote.com/ __________________ http://i119.photobucket.com/albums/o...9mcw/SIG-2.jpg http://i119.photobucket.com/albums/o128/wb9mcw/vcm.gif "The Budget should be balanced, the Treasury should be refilled, public debt should be reduced, the arrogance of officialdom should be tempered and controlled, and the assistance to foreign lands should be curtailed, lest Rome will become bankrupt. People must again learn to work instead of living on public assistance." - Cicero, 55 BC " We the people are the rightful masters of both Congress and the courts, not to overthrow the Constitution but to overthrow the men who pervert the Constitution." - Abraham Lincoln

11-23-2004	#8
Cdn ZR1 Mike Join Date: Nov 2004 Posts: 38	Not to high jack a thread (sorry) but I am also brand new. I was quoted $2100 a year and am 35 with only one ticket and no points lost. Has anyone heard of anything in Canada? The car is a sunday cruiser since I am not allowed to drive it to work since I work for a competing manufacturer. __________________ 1990 ZR1 Ported Intake, IH's and PC'd (JeffVette), 4:10's, SLP air intake, SW headers, X-pipe with flowmasters. Haibeck chip. 12.1 @117mph on GSD-3's. :mrgreen:

10-20-2004	#3
Z Factor Join Date: Dec 2003 Location: S. Florida Posts: 2,667	Hello Tom, and welcome to the forum. Collector car insurance is the way to go for a ZR-1 in that condition. As Bans said, there may be a few restrictions, but the price is right. Good luck, and keep us posted.

10-21-2004	#4
tccrab Join Date: Oct 2004 Location: Folsom CA Posts: 1,655	Thanks for the tips. I'll keep you updated as I learn more. TomC

11-04-2004	#6
Z Factor Join Date: Dec 2003 Location: S. Florida Posts: 2,667	So Tom, what policy did you wind up getting?

11-25-2004	#9
WB9MCW Join Date: Dec 2003 Location: McHenry, Il. Posts: 6,607	try my guys maybe they do canada clients not sure if they will cover canada...maybe they have a sister co. 4 canada!!! i'm half a canuck myself my mother was from calgary!!! :!: :!: :!: :evil: :evil: :evil: ps do u work at a ford dealership??? why can u not drive what ever u would like to work?? do they supply u with a free demo?? seems a bit lopsided at the least :!: :!: :!: __________________ http://i119.photobucket.com/albums/o...9mcw/SIG-2.jpg http://i119.photobucket.com/albums/o128/wb9mcw/vcm.gif "The Budget should be balanced, the Treasury should be refilled, public debt should be reduced, the arrogance of officialdom should be tempered and controlled, and the assistance to foreign lands should be curtailed, lest Rome will become bankrupt. People must again learn to work instead of living on public assistance." - Cicero, 55 BC " We the people are the rightful masters of both Congress and the courts, not to overthrow the Constitution but to overthrow the men who pervert the Constitution." - Abraham Lincoln

11-26-2004	#10
Cdn ZR1 Mike Join Date: Nov 2004 Posts: 38	I work for Nissan Canada and yeah I get free demo's, Gas, Insurance etc so it wouldn't be overly appreciated for me to show up in a ZR1 on a daily basis LOL. I may be able to get insurance from Lant insurance which does specialty insurance but it has to be a minimum of 15 years to qualify so technically I would expect that 1990 should meet the 15 age minimum requirement. If so it should save me approximately $1200 a year at least I would think. Problem is you are really restricted on the use of the vehicle. __________________ 1990 ZR1 Ported Intake, IH's and PC'd (JeffVette), 4:10's, SLP air intake, SW headers, X-pipe with flowmasters. Haibeck chip. 12.1 @117mph on GSD-3's. :mrgreen: