Newbie to ZR1, need insurance info - ZR-1 Net Registry Forums

tccrab · 10-19-2004

Howdy!

Am in the process of buying a '90 ZR1.
While researching ZR1s, I saw a posting somewhere in a ZR1 forum (maybe here, maybe elsewhere, dont' remember) about how to cheat cheaper insurance.
If anyone remembers this thread, I'd appreciate a link.
Allstate quoted me $2200 a year, seems a little excessive for a 45 year old male, no tickets, one accident (which drops off in April). It won't be a daily driver, just warm sunny Sundays and car shows. ;-)
About my new toy, she's Red with Beige interior, 3500 all original, unmolested miles.

Any hints, tips, info appreciated.

TomC

bans25 · 10-19-2004

I pay $750 full coverage for a year, no restrictions for my 90 w/30K miles
I am 30, no tickets or accidents...

$2200!!!?? :shock:

You could try State Farm, I think they have a restricted plan (can't drive to work, and only 3K miles max a year)

Z Factor · 10-20-2004

Hello Tom, and welcome to the forum.

Collector car insurance is the way to go for a ZR-1 in that condition. As Bans said, there may be a few restrictions, but the price is right.

Good luck, and keep us posted.

tccrab · 10-21-2004

Thanks for the tips.

I'll keep you updated as I learn more.

TomC

Bill · 10-23-2004

Tom
You might try this link

http://forums.corvetteforum.com/showthread.php?t=871786

hope your not in California! :evil: State Farm told me no collector insurance because of state law (not old enough)

good luck

Bill

Z Factor · 11-04-2004

So Tom, what policy did you wind up getting?

WB9MCW · 11-14-2004

try these guys for me it is $454/year pleasure use only...no work school or shopping thats it though!!!! i am 46 and just renewed last week!!!
http://www.classicautoquote.com/

Cdn ZR1 Mike · 11-23-2004

Not to high jack a thread (sorry) but I am also brand new. I was quoted $2100 a year and am 35 with only one ticket and no points lost. Has anyone heard of anything in Canada? The car is a sunday cruiser since I am not allowed to drive it to work since I work for a competing manufacturer.

WB9MCW · 11-25-2004

not sure if they will cover canada...maybe they have a sister co. 4 canada!!! i'm half a canuck myself my mother was from calgary!!! :!: :!: :!: :evil: :evil: :evil: ps do u work at a ford dealership??? why can u not drive what ever u would like to work?? do they supply u with a free demo?? seems a bit lopsided at the least :!: :!: :!:

Cdn ZR1 Mike · 11-26-2004

I work for Nissan Canada and yeah I get free demo's, Gas, Insurance etc so it wouldn't be overly appreciated for me to show up in a ZR1 on a daily basis LOL.

I may be able to get insurance from Lant insurance which does specialty insurance but it has to be a minimum of 15 years to qualify so technically I would expect that 1990 should meet the 15 age minimum requirement. If so it should save me approximately $1200 a year at least I would think. Problem is you are really restricted on the use of the vehicle.

10-19-2004	#1
tccrab Join Date: Oct 2004 Location: Folsom CA Posts: 1,663	Newbie to ZR1, need insurance info Howdy! Am in the process of buying a '90 ZR1. While researching ZR1s, I saw a posting somewhere in a ZR1 forum (maybe here, maybe elsewhere, dont' remember) about how to cheat cheaper insurance. If anyone remembers this thread, I'd appreciate a link. Allstate quoted me $2200 a year, seems a little excessive for a 45 year old male, no tickets, one accident (which drops off in April). It won't be a daily driver, just warm sunny Sundays and car shows. ;-) About my new toy, she's Red with Beige interior, 3500 all original, unmolested miles. Any hints, tips, info appreciated. TomC

11-25-2004	#9
WB9MCW Join Date: Dec 2003 Location: McHenry, Il. Posts: 6,584	try my guys maybe they do canada clients not sure if they will cover canada...maybe they have a sister co. 4 canada!!! i'm half a canuck myself my mother was from calgary!!! :!: :!: :!: :evil: :evil: :evil: ps do u work at a ford dealership??? why can u not drive what ever u would like to work?? do they supply u with a free demo?? seems a bit lopsided at the least :!: :!: :!:

10-19-2004	#2
bans25 Join Date: Dec 2003 Location: Dover Posts: 54	I pay $750 full coverage for a year, no restrictions for my 90 w/30K miles I am 30, no tickets or accidents... $2200!!!?? :shock: You could try State Farm, I think they have a restricted plan (can't drive to work, and only 3K miles max a year)

10-20-2004	#3
Z Factor Join Date: Dec 2003 Location: S. Florida Posts: 2,647	Hello Tom, and welcome to the forum. Collector car insurance is the way to go for a ZR-1 in that condition. As Bans said, there may be a few restrictions, but the price is right. Good luck, and keep us posted.

10-21-2004	#4
tccrab Join Date: Oct 2004 Location: Folsom CA Posts: 1,663	Thanks for the tips. I'll keep you updated as I learn more. TomC

10-23-2004	#5
Bill Join Date: Mar 2004 Location: Sacramento, CA. Posts: 141	Tom You might try this link http://forums.corvetteforum.com/showthread.php?t=871786 hope your not in California! :evil: State Farm told me no collector insurance because of state law (not old enough) good luck Bill

11-04-2004	#6
Z Factor Join Date: Dec 2003 Location: S. Florida Posts: 2,647	So Tom, what policy did you wind up getting?

11-14-2004	#7
WB9MCW Join Date: Dec 2003 Location: McHenry, Il. Posts: 6,584	try these guys for me it is $454/year pleasure use only...no work school or shopping thats it though!!!! i am 46 and just renewed last week!!! http://www.classicautoquote.com/

11-23-2004	#8
Cdn ZR1 Mike Join Date: Nov 2004 Posts: 38	Not to high jack a thread (sorry) but I am also brand new. I was quoted $2100 a year and am 35 with only one ticket and no points lost. Has anyone heard of anything in Canada? The car is a sunday cruiser since I am not allowed to drive it to work since I work for a competing manufacturer.

11-26-2004	#10
Cdn ZR1 Mike Join Date: Nov 2004 Posts: 38	I work for Nissan Canada and yeah I get free demo's, Gas, Insurance etc so it wouldn't be overly appreciated for me to show up in a ZR1 on a daily basis LOL. I may be able to get insurance from Lant insurance which does specialty insurance but it has to be a minimum of 15 years to qualify so technically I would expect that 1990 should meet the 15 age minimum requirement. If so it should save me approximately $1200 a year at least I would think. Problem is you are really restricted on the use of the vehicle.