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Originally Posted by LGAFF
Z51JEFF, What is the reason for the denial?(Sounds Like American Modern denied your claim also) They have to deny in writing with policy language.
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American Modern paid $1300 on a $1800 claim,Ill get my deductible of $500 when the insurance company settles with the bus company.The initial estimate was for $2600,I had to settle for a cheaper estimate because American Modern wanted to total the car.My claim was denied by the bus company based on a false statement given by the bus driver,trying to save his job I guess.What Ive gottin from American Modern Insurance is your basic insurance run around you would expect from an insurance company.Everytime I call and try and get some info on my claim Im NEVER able to get anybody on the phone.You want to save a few bucks on your policy,go with American Modern.There are quite a few collector car insurance companies out to choose from,you want grief,go with American Modern.Ive got Haggerty on my ZR-1.If the bus driver hadn't lied about his being responsible about running into the car Id most likely drop this once I get my deductible.