Rather than multi-quote everyone, a great big thanks for all of your info and clarifications on insurance terms, very much appreciated......
Spoke to my daughter earlier today and State Farm's collector or antique policy is limited in mileage and no pleasure overnight stays, so that is out.
We are not far from the Jersey Shores, and go down quite often either overnight, weekends or a week every September. We can take the 82, but the interior is still not complete. Would like to use the ZR-1 on these trips, and not have to worry about coverage for overnight stay at motels, etc. And I would be in the same situation when the 74 is finished.
Jim, thanks again for explaining the terms with American Modern, reading that policy makes my head spin.
From all of your replies, it seems like Kevin has the answer I am looking for with the NCM insurance, will be checking that out further.
Again, my overnight stays with the 74 and 94 are my main concerns, as the 82 has full coverage being that it is my"dd".
Now to call Adam @ NCM.............