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key_on · 11-05-2011

I've had the State Farm collector car policy on my ZR-1 for many years. The price is great. I've fortunately never had to make a claim against it, so I can't comment as to how good it really is. About once every five years, someone from State Farm comes to my house to look at the car, take pictures, and check the mileage.

My only concern is that the policy itself is not clear on what the limitations really are. For example, my policy does not specifically state if there is or is not a mileage limitation, what the limitations of use are, or any other specific requirements. The policy contains very generic terminology such as ... the vehicle may not be used for routine transportation purposes. If something were to happen and I had to make a claim, I could envision a scenario where there could be some differences of interpretation as to what constitutes routine transportation. Other than that, I'm happy with my coverage and cost.

11-05-2011	#2
key_on Join Date: Jul 2005 Location: Lees Summit, MO Posts: 102	Re: ZR1 insurance yesterday I've had the State Farm collector car policy on my ZR-1 for many years. The price is great. I've fortunately never had to make a claim against it, so I can't comment as to how good it really is. About once every five years, someone from State Farm comes to my house to look at the car, take pictures, and check the mileage. My only concern is that the policy itself is not clear on what the limitations really are. For example, my policy does not specifically state if there is or is not a mileage limitation, what the limitations of use are, or any other specific requirements. The policy contains very generic terminology such as ... the vehicle may not be used for routine transportation purposes. If something were to happen and I had to make a claim, I could envision a scenario where there could be some differences of interpretation as to what constitutes routine transportation. Other than that, I'm happy with my coverage and cost.