Looking for Speciaty Car Insurance for ZR1

[ZR1@LAST]

I am looking to get specialty car insurance for my ZR1? The ZR1 will be a pleasure car and a yearly mileage cap is fine. I have Specialty Insurance on my 50 Plymouth with a replacement value of $15,000 and a mileage cap of 5,000 miles a year through Heacock Classic Insurance. The annual premium is $105/year. They will however not insure the ZR1 since it is not 25 years or older.

I know there are insurance companies that will insure limited production specialty cars like the ZR1. Please let me know if any of you have this kind of insurance, how much your annual premium is and the name of the company. Normally, I would not be so frugal with my ZR1, but I have been without a job for 15 months and still want to enjoy the car for shows and some street blasts :mrgreen:

Thanks in advance for any help you can give me!


Jeff
90 ZR1

[LGAFF]

Heacock insures both of my ZR-1s....

[ZR1@LAST]

Heacock insures both of my ZR-1s....

I need to call them again. I guess the person I talked to, does not understand what a ZR1 is. Told me the car has to be 25 years or older. Do you have a contact agent or someone you deal with there?

Thanks :thumbsup:

[LGAFF]

I will look paperwork is at work. I ran into the same issue with Condon and Skelly they are all over the place.

[ZR1@LAST]

I will look paperwork is at work. I ran into the same issue with Condon and Skelly they are all over the place.


Thank you very much :thumbsup:

Jeff
90 ZR1

[LGAFF]

Damien FlynnNew Business(800) 678-5173


This is the guy

[ZR1@LAST]

Damien FlynnNew Business(800) 678-5173


This is the guy


Perfect, I will ask for him.

Again, very much appreciated :thumbsup:

[Jeffvette]

Call Adam Boca at the Corvette Museum, he is now dealing with insurance. Tell him I sent you.

[tccrab]

I use American Collectors, costs around $300 per year for $35k "Agreed Value", $0 deductible. Must be pleasure car, not daily driver, must be stored in locked garage, has a mileage limit, either 5k or 7.5k miles a year (don't remember which).
http://www.americancollectors.com/
I've never filed a claim, so I don't know how "good" they actually are, but hopefully I'll never have to test it.

TomC
"Crabs"

[RHanselman]

Grundy...

350 on $40k and no mileage limit...

[LGAFF]

I think I am paying about $400 for 2 ZR-1s 3K miles per Z.

[Z51JEFF]

American Modern Insurance Company suuuuuuuuuuuuuuuuuuuuuuuuuuuuucks,I cant say it enough and will say it again every chance I get.Let me tell you a little story.Ive got a 64 Nova that a public bus ran into back in Feb.I get my estimates and Insurance company sends out an adjuster who has to drive 2 1/2 to my house.I live in Fremont which is in Ca,not in the boonies.I wasnt home so I couldnt talk to the guy but was told adjuster would leave an estimate on the seat of the car.Get home,no estimate.I call the insurance company and was told the guys info didnt go back to 1964,this coming from a collector car insurance company?Bus company denied my claim,insurance doesnt seem too interested in settling this so most likely Ill end up taking the bus company to court.And American Modern,Ive got the form to file a complaint with the state.You want your avarage bull$hit insurance run around,do business with these guys.Ill slam this company everytime I get the chance.

[ZR1@LAST]

Thanks again for all the replies:thumbsup:


Jeff
90 ZR1

[LGAFF]

Z51JEFF, What is the reason for the denial?(Sounds Like American Modern denied your claim also) They have to deny in writing with policy language.

[Z51JEFF]

Z51JEFF, What is the reason for the denial?(Sounds Like American Modern denied your claim also) They have to deny in writing with policy language.

American Modern paid $1300 on a $1800 claim,Ill get my deductible of $500 when the insurance company settles with the bus company.The initial estimate was for $2600,I had to settle for a cheaper estimate because American Modern wanted to total the car.My claim was denied by the bus company based on a false statement given by the bus driver,trying to save his job I guess.What Ive gottin from American Modern Insurance is your basic insurance run around you would expect from an insurance company.Everytime I call and try and get some info on my claim Im NEVER able to get anybody on the phone.You want to save a few bucks on your policy,go with American Modern.There are quite a few collector car insurance companies out to choose from,you want grief,go with American Modern.Ive got Haggerty on my ZR-1.If the bus driver hadn't lied about his being responsible about running into the car Id most likely drop this once I get my deductible.

[LGAFF]

Thanks for sharing the infromation...was not sure if this was a service or coverage issue.

[95 LT5]

Hi
State farm for the ZR-1
360yr 50k value....(have some other discounts which makes it lower, house, other cars, etc. )
show use I think, no mi limit, locked garage.....

Everett
:cheers:

[ZR1@LAST]

Hi
State farm for the ZR-1
360yr 50k value....(have some other discounts which makes it lower, house, other cars, etc. )
show use I think, no mi limit, locked garage.....

Everett
:cheers:

That is very good terms:thumbsup:

Thanks,

Jeff
90 ZR1

[XfireZ51]

I just gave Adam Boca a call at the NCM. My insurance is up in August through Infinity paying 615 for stated value of 25K on my 92. Adam
quoted me 377 if NCM member for 3000miles. Also very easy over the phone process. Took 10 minutes, done deal.:thumbsup:

[Jeffvette]

I just gave Adam Boca a call at the NCM. My insurance is up in August through Infinity paying 615 for stated value of 25K on my 92. Adam
quoted me 377 if NCM member for 3000miles. Also very easy over the phone process. Took 10 minutes, done deal.:thumbsup:


Glad to hear Dom. Adam is a great guy to deal with.

[LGAFF]

CM and Heacock are both Americna Modern......if you have 2 cars discount is huge.....mine was cheaper with 2 vs 1 car

[XfireZ51]

Glad to hear Dom. Adam is a great guy to deal with.

Well it saved me money and allowed me to support the Corvette Community at the same time, win win. Jeff, btw I told him you sent me so your check is in the mail ;):cheers:

[Jeffvette]

Well it saved me money and allowed me to support the Corvette Community at the same time, win win. Jeff, btw I told him you sent me so your check is in the mail ;):cheers:


I wish there would be a check in the mail. Just good to support Adam, and let him know that I am trying to actually help him instead of picking on him. He is extremely thankful he does not run the auctions at the museum any more for the ZR-1 event.