A bad omen or what,needs some advice guys.

[Z51JEFF]

A few months ago when I got my policy renewal from Hagerty I noticed the policy went up about $100.I start shopping and decided on Grundy.About 6 weeks ago I inquired about a policy,liked what I heard so I requested the info packet.After 3 phone calls and 3 weeks I finely get the info,even though I made it clear that I need this policy in effect by 1-1-13.I send in the info,payment.I called today to find out the status and Im told I needed to return more info,I returned all the info that was provided.What Im getting at here is if these morons cant even start a simple policy what kind of circus am I to expect should I need to file a claim.Should I just tell Grundy to forget it and stay with Hagerty?I was told today that the policy -should- be in effect by tomorrow,my policy with Hagerty expires on 12-31.Almost 7 weeks to but this together?What say the Brotherhood.

[scottfab]

The ratings of each would appear to indicate that Grundy is better, but ??? I have no experience with either.

****************************
Hagerty Insurance Agency Disclosures - Auto


Our Underwriters:
Your policy may be underwritten by one of the following insurance companies, which all carry an A.M. Best rating of A (excellent) or better.
OneBeacon Insurance Group Companies



The Employers' Fire Insurance Company
Essentia Insurance Company

***********************************
What is the importance of a financially strong insurance company?

Insurance Companies are rated on their financial strength and claims paying ability in the event of a catastrophe. Best's Guide rates carriers between A++ and B-. Whenever possible, you should consider this rating before purchasing coverage. Grundy uses A++, A+ and A rated carriers for all of our insurance programs.

[cvette98pacecar]

A few months ago when I got my policy renewal from Hagerty I noticed the policy went up about $100.I start shopping and decided on Grundy.About 6 weeks ago I inquired about a policy,liked what I heard so I requested the info packet.After 3 phone calls and 3 weeks I finely get the info,even though I made it clear that I need this policy in effect by 1-1-13.I send in the info,payment.I called today to find out the status and Im told I needed to return more info,I returned all the info that was provided.What Im getting at here is if these morons cant even start a simple policy what kind of circus am I to expect should I need to file a claim.Should I just tell Grundy to forget it and stay with Hagerty?I was told today that the policy -should- be in effect by tomorrow,my policy with Hagerty expires on 12-31.Almost 7 weeks to but this together?What say the Brotherhood.

Jeff, Call Adam at NCM insurance. I have a agreed value for all 4 of my vettes full 12 month insurance. The total cost was about 1000.00 cheaper than State Farm for a 6 month full coverage, 6 month storage coverage insurance for three of my cars.

[Fully Vetted]

You may want to compare with J.C. Taylor Insurance as well if NCM doesn't work out. They do antique and collectible insurance as well as hot rods, customs and modifieds.

Check out their website or call them at 800-345-8290.

[Paul Workman]

I looked at Hagerty, NCM, Farmer's, AAA, and ended up with Classic Collections as the best fit for my situation. Very happy w/ them so far.

P.

[Z51JEFF]

I would like nothing more than to support the NCM the only problem is the insurance carrier for the museum is A.M.I.G.Years ago I had Leland-West insurance on one of my cars,a 1964 Nova that got hit by a public bus,not my fault.A.M.I.G did everything possible to keep from paying on the claim,every excuse you could imagine.Only after I threatened to file a complaint with the State did they settle the claim,no A.M.I.G for me.

[jimmy b.]

I went with Collector Car Insurance, Leo, IN. Give Sandy Charvant a call, she's real nice and she'll answer all your questions. Prices were cheaper than most. Was covered in just a couple days too. Also has flexible payments. Sandy has been doing collector car insurance almost 20 yrs now.

Sandy Charvant Agent
260-627-3355
800-787-7637
sandy@collectorcarins.com

Tell her Jimmy and Donna from New Jersey said hi...jim

[4CAM LT5]

I went with Collector Car Insurance, Leo, IN. Give Sandy Charvant a call, she's real nice and she'll answer all your questions. Prices were cheaper than most. Was covered in just a couple days too. Also has flexible payments. Sandy has been doing collector car insurance almost 20 yrs now.

Sandy Charvant Agent
260-627-3355
800-787-7637
sandy@collectorcarins.com

Tell her Jimmy and Donna from New Jersey said hi...jim

I agree with Jimmy..!! I've been insuring my Corvettes through Sandy's agency for at least a decade. She's great...and very knowledgeable. Best of all...when you call, you are not going to be in some loop with a voice-recognition computer. Tell her Rick Moore highly-recommended her...!!!

[dredgeguy]

I agree with Jimmy..!! I've been insuring my Corvettes through Sandy's agency for at least a decade. She's great...and very knowledgeable. Best of all...when you call, you are not going to be in some loop with a voice-recognition computer. Tell her Rick Moore highly-recommended her...!!!

I have State Farm on the Z as well as my house, all 3 other cars and an umbrella policy. Price is not bad on the Z, about $600/year. My concern is they will not let me know the value they will pay if anything happens to it.
Will others give you a value and if so, what is the best way to determine it? Thanks and Happy New Year to all.

[Fully Vetted]

I just told J.C.Taylor I wanted an agreed value policy of $30,000 and that's what they wrote up. On a total loss they pay $30,000. As the value of these cars start going up I can change the amount. I believe all insurance companies that insure classics and antiques have agreed value policies.

[tf95ZR1]

I have State Farm on the Z as well as my house, all 3 other cars and an umbrella policy. Price is not bad on the Z, about $600/year. My concern is they will not let me know the value they will pay if anything happens to it.
Will others give you a value and if so, what is the best way to determine it? Thanks and Happy New Year to all.

Same thing happened to me. I have Mercury Ins here in Calif. They won't give me a value: they said if a claim occurred, one of their insurance adjusters would examine the car, get comps, and come up with a number.
That makes me nervous, so on my to-do list is to find a fixed value company.
Any experiences in Calif?

[Fully Vetted]

Yeah, that would not be good in this era of undervalued ZR-1's.

[Z51JEFF]

I went with Collector Car Insurance, Leo, IN. Give Sandy Charvant a call, she's real nice and she'll answer all your questions. Prices were cheaper than most. Was covered in just a couple days too. Also has flexible payments. Sandy has been doing collector car insurance almost 20 yrs now.

Sandy Charvant Agent
260-627-3355
800-787-7637
sandy@collectorcarins.com

Tell her Jimmy and Donna from New Jersey said hi...jim

Called Sandy today and my policy is in the works,THANK YOU JIMMY B!For my Z and my 1963 Nova Convertible the policy is $505 with agreed value $40,000 on the Z and $10,000 on my Nova.A note to you guys that cant get a commited value from your INS company,your going to get screwed in the event of a total loss.You NEVER go with stated value,if they say your cars worth $8000,thats what your going to get.If your in a position to shop for a better policy you need to do it now.On a side note J.C. Taylor would only go $30,000 max on agreed value.Thanks again Jimmy B.

[A1990]

Called Sandy today and my policy is in the works,THANK YOU JIMMY B!For my Z and my 1963 Nova Convertible the policy is $505 with agreed value $40,000 on the Z and $10,000 on my Nova.A note to you guys that cant get a commited value from your INS company,your going to get screwed in the event of a total loss.You NEVER go with stated value,if they say your cars worth $8000,thats what your going to get.If your in a position to shop for a better policy you need to do it now.On a side note J.C. Taylor would only go $30,000 max on agreed value.Thanks again Jimmy B.

Do they require appraisal for $40K coverage?

[Z51JEFF]

Do they require appraisal for $40K coverage?

All Ive ever been asked was for pictures and that was from the 3 collector policies Ive had experience with.As stated,J.C. Taylor would only go $30,000 so I passed.

[Fully Vetted]

Yeah, I was ok with that given what I paid for the car. As I do upgrades and improvements I'll want to change but $30k is ok for now.

[jimmy b.]

Called Sandy today and my policy is in the works,THANK YOU JIMMY B!For my Z and my 1963 Nova Convertible the policy is $505 with agreed value $40,000 on the Z and $10,000 on my Nova.A note to you guys that cant get a commited value from your INS company,your going to get screwed in the event of a total loss.You NEVER go with stated value,if they say your cars worth $8000,thats what your going to get.If your in a position to shop for a better policy you need to do it now.On a side note J.C. Taylor would only go $30,000 max on agreed value.Thanks again Jimmy B.

Your Welcome, I hope everything works out well...jimmy