Estimate for damages.

[rhipsher]

Just got the estimate done by Richie collision who specializes in Corvettes and high end sports cars. $1,612.36. I sent the pdf of it to this chick. Then she starts telling me that her and her husband are going through a separation and that she's not even on his Insurance. She hasn't even told him about it yet. But yet she was driving his truck. Im sure he's gonna hit the roof. I told her irrigardless you need to break the news to him so I can get the info I need so we can be done with this. I told her that I don't want this to drag out any longer. Its already been four days. That way me and her husband can deal with eachother over it. I hope I don't have to take her to small claims court. I already don't like where this is going. Cuz all I have is this chicks phone #.:censored:

[rhipsher]

There were no police involved. After we exchanged info we just drove away. She showed me her insurance and everything looked legitimate. Should woulda coulda. Its to late for that now. Im going to go down today and file a police report. All I have on her is her name and phone #.

[todesengel]

most states do not require an accident report in an a accident without personal injury.

Regardless if they have insurance, I would call my insurance adjuster, and file a claim. Most of us have uninsured motorist coverage on our vehicles. If she does not have insurance, your insurance will pay for the repairs, and sue her. Leave it up to your agent, and breathe a little easier

[USAFPILOT]

Rick this might be a tough lesson learned...always call the police to the scene and get a report...especially in this city, almost half of the motorists in town have no insurance. Yours will pay out if they dont (at least mine will) but you need a police report.

[rudolph schenker]

Rick this might be a tough lesson learned...always call the police to the scene and get a report...especially in this city, almost half of the motorists in town have no insurance. Yours will pay out if they dont (at least mine will) but you need a police report.


A police report documents the accident for both insurance companies. Always get it!

[rhipsher]

You can't file a police report after the fact. There's no accident for the officer to witness then. She said I can fill out a blue form which will be sent to austin that will be thrown in a box. I'll just file it with Leland west and they will go after her. Either way it will get fixed.

[todesengel]

You can't file a police report after the fact. There's no accident for the officer to witness then. She said I can fill out a blue form which will be sent to austin that will be thrown in a box. I'll just file it with Leland west and they will go after her. Either way it will get fixed.

=D>, that's what I would do. Let the insurance deal with the drama

[flyin ryan]

You can't file a police report after the fact. There's no accident for the officer to witness then. Up here I think you can...You say there was no officer to witness, but he/she didn't witness the actual accident anyways, Right? But I'm no expert. I try to avoid all that crap cause it usually ends up bad for me just because :(. Hope it works out...

[ammrpm]

Sorry to hear you are having such trouble with this Rick. I hope it works out for you.

[GOLDCYLON]

There were no police involved. After we exchanged info we just drove away. She showed me her insurance and everything looked legitimate. Should woulda coulda. Its to late for that now. Im going to go down today and file a police report. All I have on her is her name and phone #.


In this case because the police were not invloved its your word against hers unless you have a witness. I think this is going to go to small claims court if you expect to recover. Never ever leave the police out, unless it occurs on private property and then they wont show up at least in AZ they wont. Good Luck Rick I hope it works out for the best. GC

[ittlfly]

FWIW......Having worked as a CHP ''road officer'' for many years, I would strongly suggest you always request a report at the time of the accident. In addition, at least in Calif, when property damages exceed $750, (or in case of injury or death), DMV MUST be notified regardless of fault. Maybe Texas has no such law for propery damage accidents but out here they can suspended your license for failure to do so.
I hope you get it resolved to your satisfaction.

[rhipsher]

I talked to her today. She said she broke the news to her husband that she hit somebody in his truck and she will get me all the insurance info I need shortly. That was at 10:30 am. Its now 6:33pm and I still don't have sh#t. I found her on facebook also. Her soon to be ex husband owns a design company. If I don't keep the pressure on her she don't do sh#t. Not that im in a hurry. But until I get ahold of her insurance and get the claim made and get the ball rolling im not getting my hopes up

[xlr8nflorida]

You are fortunate that she gave you her real name and number

[pantera1683]

Fill out the blue form just in case you end up in small claims. I'm sure you have her DL# and tags. Either are all you need to track her and her insurance company down.

Small claims court is probably where you will end up because that lady has had time to think about it and since there isn't any damage to her truck she will try to just stall you until you go away. Luckily small claims court is simple and easy to deal with; especially when you have documentation. You messed up by not calling the police and filling out a police report on the spot but it won't kill your case unless you sit on your hands too long.

If you go through your own insurance won't it negatively affect your rates?

[Kb7tif]

The way she hit you with a fast lane change, sounds like she is a real gem. Dont let up on this.

[rhipsher]

She just sent me all the info I needed so now to get the car in the shop. Im getting a brand new paint job starting from the drivers side door all the way around the back to the passengers side door. The fading back bumper and those water spots from water sitting in the tail light recesses are gonna be gone. Its to bad I didnt have more expendible $$$ or Id just have them repaint the whole car. Richie collision specializes in body and paint on Corvettes and their work is flawless. Can't wait to see it when they're done.

[carter200]

Great news!! Hope all keeps going your way. Might be worth it to try for a complete job as it would be so much better. I'll buzz you later.............

[RICKYRJ1]

She just sent me all the info I needed so now to get the car in the shop. Im getting a brand new paint job starting from the drivers side door all the way around the back to the passengers side door. The fading back bumper and those water spots from water sitting in the tail light recesses are gonna be gone. Its to bad I didnt have more expendible $$$ or Id just have them repaint the whole car. Richie collision specializes in body and paint on Corvettes and their work is flawless. Can't wait to see it when they're done.

Maybe you can make a deal with the bodyshop for a full body paint (pay over time) It seems like a great opportunity to get her done now since half is being done on her Ins. co. dime. good luck

[pantera1683]

How much are their repaints, I want to get mine resprayed in the near future.

[xlr8nflorida]

She just sent me all the info I needed so now to get the car in the shop. Im getting a brand new paint job starting from the drivers side door all the way around the back to the passengers side door. The fading back bumper and those water spots from water sitting in the tail light recesses are gonna be gone. Its to bad I didnt have more expendible $$$ or Id just have them repaint the whole car. Richie collision specializes in body and paint on Corvettes and their work is flawless. Can't wait to see it when they're done.


The choice is yours on how you would like to paint your car.

I think less is more, meaning if you get your back bumper aligned properly and painted good, you will hardly know your car was in an accident. People accept back and front bumpers painted all the time.

When you paint half the car it gets dicey no matter how good the painter and even if they blend the doors good. One half of the car is going look "fresh" and better then the rest. Of course, you can always paint the entire car but I see that as mistake as well. Most repaints never look as good as the original. Especially on the front bumpers, they almost always chip and I don't care about good the body shop is. It's just a fact of life as the bumpers can be tricky with the curing of the paint and the oven temps. Make sure its a shop that will stand by the work for your ownership of the car.

Again, I believe Less paint work, the better. In the end, you will have minor paintwork (that many people get) and it actually will be an improvement over what you had since you had some paint issues prior etc.

Regardless of what you decide, I'd take all kinds of photos of the car and the painting process. Particularly, if you paint half the car or the entire car. As many people see that as a big negative on the resale. (photos prove no major wreck)

If you are just fixing the back bumper, I don't think the cost should be over $1,000. Fair would probably be $750.
Talk to the guy and be honest but most body shops will want the full check regardless.

I'd take the car (or bring photos) to a few body shops, tell them its a cash deal, don't tell them insurance is involved and then you will get what it truly costs to fix the car and see if your body shop is being fair to you.

Don't take the car back until its fixed to your satisfaction. Tell them upfront you are very picky.

Message me if you need help, I've worked with alot of adjusters, body shops and insurance people in my life. I know the system pretty good.

Good Luck

[rhipsher]

Great news!! Hope all keeps going your way. Might be worth it to try for a complete job as it would be so much better. I'll buzz you later.............You'd think I had a voodo curse put on me with cars lately. This last years has been horrible. I forked out $3500 to have the 2002 mazda 626 engine rebuilt. Runs great. Now theres transmission fluid pooring out of it. Also paid $2000 to get the Lincoln continental top end rebuilt and it still deosnt run right. And just last week I had to take the 2003 Expedition in for horrible missed. Cost me $1932 runs great now. I don't mind working on cars at my leasure but when they are daily drivers you don't have leasure time. You need them up and running now. I'm only one man and can only work on cars so much. Then this lady hits me in the only car I've ever loved. Yep. Last year wasn't very good to me. It emptied my pockets.